In the state of Oklahoma, having insurance is mandatory, especially when operating motor or recreational vehicles. Although this type of insurance differs from a standard automobile policy, having coverage when you’re traveling or on the water is essential. Working with JCI Enterprises, LLC, you’ll be able to access quotes for all types of recreational insurance online, which can save time and money.
What exactly is recreational insurance?
Recreational insurance covers those vehicles and items that are used for recreational fun, such as boats, motor homes and RVs, travel trailers, ATVs, dirt bikes, and their accessories. Based on your location in the state, your agent can assess your needs and find a policy that will work to your benefit.
Can my recreational items be covered under my homeowners’ insurance policy?
Some of these items may be covered under a homeowners’ insurance policy, but you will not get the same coverage as you will receive under a separate policy. Homeowners’ insurance will give you certain restrictions and stipulations which will work against you.
How is my policy rate determined?
Policy rates are determined based on a number of factors, including age, location, where the vehicles will be used, driving record and a number of other criteria. The agents at JCI Enterprises, LLC will be able to look at these factors and help craft a policy that will work within your budget.
Make sure you remain in compliance with the state laws on recreational insurance. Going without insurance can result in a number of fines and possibly remove your right to safely operate these vehicles. Your agent will be able to provide a breakdown of the different types of policies and coverage options, in addition to any cost
Contact JCI Enterprises to see how they can help you find a recreational insurance policy that will maximize your dollars and increase your protection today!
